Business Checking

Business checking at its best.

Online offers several checking account options to meet the unique needs of your business. Our Treasury Management team is on hand to help you determine the right mix of accounts and services to make the most of your financial resources. Whether you’re just opening your doors or looking for better ways to manage your cash flow, Online has the solution for you.

Best in Business Checking Plans American Business Liberty American Business Checking American Business Interest
Account Profile Control costs for accounts with less than 200 non-electronic items per month Unlimited check writing for all types of business entities Interest earning account with unlimited check writing
Special Features No charge for electronic debits or credits Earnings credit helps minimize service charges and fees Earn interest on the funds in your account
To Waive Maintenance Fee Maintain average daily balance of $2500 or more Maintenance fees can be offset by earnings credit Not applicable
Maintenance Fee $20 per month if average daily balance requirement is not met $18 per month (plus analysis fees) $18 per month (plus analysis fees)
Transaction Charge Other Fees may apply Account Analysis and Miscellaneous Fees apply. Analysis fees may be offset by the earnings credit Account Analysis and Miscellaneous Fees apply 
Interest Not applicable Not applicable Tiered, variable rate based on collected balances; paid monthly
Minimum Opening Deposit $200 $500 $500

Our experienced business bankers are always available to discuss your plans and develop a customized solution based on the unique aspects of your situation. Our industry expertise and truly personal approach to service is what sets us apart.  As experienced bankers, we can respond quickly to your needs without the red tape of other banks. At Online, you don’t just open an account; you start a relationship, the way banking should be. We are committed to your success, and are here to act as your trusted business advisor on everything from your cash flow to your strategic road map.